Getting a BigPay pre-paid card and things you should know

So I've been seeing BigPay ads everywhere and tbh wasn't attracted by it until my very own papa decides to intro to me.

Obviously he's counting the perks to me like counting his children, but I'm guessing that it won't appeal to me still if I don't have a Bali trip coming up in two weeks :)



Hence, last week (Saturday) I downloaded their app, and submitted my details for application. It took them less than an hour to approve and 3 working days for them to print and mail the card to me today (Wednesday)

Things you'll need to declare and submit on application:

1. Basic info (Name, Age, Nationality, Gender, Address, Phone Number)
2. Front and Back photo of your IC
3. Enable TouchID or set a passcode to access BigPay app
4. Top up RM20 as a starter fund 
5. Referral code (if any)
   

I like how the application process is easy and quick, and all done on the app itself. 

The first thing I see when I opened le envelope, is how the card itself is a nice shade of blue. Tiffany Blue, I guess? It's an alluring color for girls at heart (me!). The second thing I did was to look through their T&C that's printed on the other page. 

These are what I think people should know: 

1. This card is not linked to your bank account, you need to top up to use it. 
2. Everything is done on app (like block card, top up, manage expenses, check rates, link to your Airasia Big account)
3. When you refer someone, they get RM10 and you get RM10 in your BigPay account
4. Card limit from RM1500 (as approved by BigPay). You can't top up more than your card limit 
5. Yes, there are fees, see below.

• Joining Fee, RM10 refundable upon a minimum top-up of RM20
• Reload / Top Up charges, FOC via online banking
• Annual Fee Waived
• Account Service Fee, RM2.50 for every inactive month (Waived until further notice)
• ATM Withdrawal Fee, RM6 per transaction (local), RM10 per oversea transaction
• Currency Conversion Fee, Network charges apply
• Cross Border Transaction Fee, waived until further notice
• Replacement Card Fee, RM20
• Card Cancellation, Free
• No Card to Card Transfer fees
• Sales Draft Retrieval Fees, RM15 

There are some clauses / fees that are stated will be waived until further notice. This is particularly irking for me as I like everything to be clear cut from the go. But I guess this is what financial institutions do. 

What's more, BigPay is closely linked to the budget airline of the masses Airasia and is offering the pre-paid card at a low threshold. It stands to reason why they want to keep the fees alluring for new applicants. 

I'll test out the card on my trip two weeks later, and will be back to write on the experience 😉😉

Let's get RM10 together! My BigPayreferral code:

RWR7UWFA2S

http://bigpay.link/referrals

Positivism is vital

About 2 weeks ago, I met this very friendly uncle. We were seat mates on the flight from Kuching to JB. While I was feeling nostalgic over mountains and rivers, he was clearly jubilant (I later learned that he was on the way to visit one of his daughters)

He talked non-stop over the almost-two-hour-flight. Thanks to him, I wasn't bored at all, and left JB airport with lifted spirits. For some reason, I've been arriving at JB airport with a grumpy mood over the last few months.

He was so stressed on the word positivism ^^ I find that very cute. It's cute that there's still people in the world who cares genuinely for others, and try earnestly to care for them. I don't even know his name, but it was nice talking to you. I'll remember the things you said, don't worry :)

I can have fun with these.

Still feels like I'm going over the border for fun.

What with all the stuff I bring back


Free postcards!
(Now how do I get rid of these??)



Cuppa hot choc at the Bean (plus an embarassing ep at Junction 8 Bishan)

My friend Wei Ling is having memory issues. Me too :(

Peh Tze's daugther Wendy has a very cute laugh.




My observation for today:

When you wash cherry tomatoes and strawberries(from Korea!), the tomatoes sink while strawberries float.

I love a clean room <3

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21st March 2011

I'll miss you a lot.

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不习惯

安七炫- 不习惯

听着的歌，虽然以不标准的华语唱出，却有着能动人的声音，歌词

真贴切，形容着分开后，自己一个人的生活，习惯的一切改变，而身体还来不及适应。 心里的空位一旦被填满，就好象心脏里主要的血管那么重要。一旦被抽空，就会致命。 因为人的惰性，总想找个人来依赖。

依赖，那么的容易。总会觉得那个人是那么的愿意帮自己，总是相信，他一定不会推脱。 是么？ 真的会那么的愿意么? 以为终究是以为。 我的本事实在不大， 没人要我帮忙，是么？ 会做的，也不过如此。人们要求的，往往都是一样。其实已经习惯了，不过有时候真想大喊： 拜托自己学学。

我为了家人，可以义不容辞，不会有怨言。 我的家人是一辈子的家人，他们不会嫌弃我没本事，嫌弃我不会赚钱养家。但你们不是。我从来都不觉得自己是你们的朋友。在你们的眼里，我大概是个大傻，一个总是符合，总是会无条件帮你的大傻。

我会渴望朋友，但朋友真的难寻。

你说错了，我跟你们根本不一样

一个人望着脚底下那片地，想得是什么？ 往前踏一步的勇气，你怎么得到的？

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The wide city

I like this statue at Guangzhou. Mainly because I've stood there, my grandparents stood there and my parents stood there. It's a nice feeling to get, having 3 generations in your family being able enough to stand at such a faraway place. Some more, among so many places in this world, and in China, we went to the same place.


I like this place for more reasons too.


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Getting something

It's been an interesting thing. I don't think I regretted or anything, joining.

Once again, my presentation skills comes into rescue, and earn me a prize. Cept, I might have brought too much of my uni presentation skills in. 'Em say I don't smile a lot.

Why don't I smile? Most of the time, I feel indifferent to anything else. That's why the nothing expression. Some times I seriously think I'm better than you, that's why the nothing expression. Some times I think you're better than me, that's why the nothing expression. Some times I feel like sleeping, in comes the nothing expression too.

What am I saying?

It's great to win something, even if its only a small one. At least, it proves that I'm still good for something, no?

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